Over 80% of financial institutions believe that their business is at risk to innovators.1 The fintech disruptors are free to innovate without the legacy systems, overheads and regulatory constraints of established banks. However, banks do have some advantages over fintechs: their scale, resources and experience are incomparably greater.
Being up a creek without a paddle is not desirable, but the outlook is a whole lot better if you have a spare one stashed in your canoe or know how to find the nearest paddle carpenter. At the very least, knowing whether the creek has alligators or piranhas in it is a good idea.
Sometimes it’s a good idea to step back and think of all the things we take for granted. We live in a world where we can trust the systems around us to do their jobs.
By rights, the phrase 'energy management systems' should have business leaders leaping to their feet and cheering. Most choices made by companies involve compromise and trade-offs; there’s always an upside and a downside. Energy management is a rare win-win.
Energy management systems offer a way to reduce cost, improve efficiency, develop strategic resilience, enhance corporate reputation and protect the environment in one fell swoop. Is your organization doing all it can to manage energy well?
Social media can be a fun way to pass the time, and a great way of keeping in touch with friends and family. But it has also been linked to negative effects, including anxiety and depression, negative body image, cyberbullying and poor sleep.
Ofcom has announced a cap on the cost of calls to 070 numbers after it emerged that at least one in five calls to these numbers involves some kind of fraud.
A good occupational health and safety management system can help to reduce risk and improve working conditions for everyone in an organization. However, it can be harder for business leaders to grasp the importance of tackling less tangible threats to health, such as noise and stress, as well as more obvious ones like trailing cables. New guidance aims to help organizations find their own route into improved occupational health and safety.
